Smart Technology
Smart Technology


EMV chip technology is now available to consumers and merchants in the United States. These chip cards protect in-store payments by generating a unique, one-time code needed for the transaction to be approved. This feature makes it virtually impossible to counterfeit cards, helping to eliminate in-store fraud.

As of October 1, 2015, if a chip card is used at a traditional magnetic stripe-only terminal and the purchase is a counterfeit transaction, the merchant generally holds the liability since the card issuer has made the investment in chip technology to make transactions more secure.  If the merchant utilizes a chip enabled terminal, the merchant will not be held liable for this type of counterfeit transaction.

Most, if not all POS and ECR OEMs have elected to remain "Out of Scope" which means that a peripheral terminal is required with every system to accept EMV/chip cards. 

EMV Hardware

Mobile EMV Chip Card Reader


Accept magstripe and/or EMV chip cards out in the field

We enable Taxi/Tow Truck Drivers, HVAC/Landscaping/Janitorial companies, etc. to process EMV chip cards anywhere they want via their SmartPhones/Tablets.  We empower you to dispute fraudulent transactions so you are not liable for those types of transactions. 

Click Here for Compatible SmartPhones
MyMobileMoney Compatible Smart Phones.pd[...]
Adobe Acrobat document [285.3 KB]


Your current device does not do this

Secure Mag/EMV Chip Card Reader with our Virtual Terminal


Accept magstripe and/or EMV chip cards out in the field

Process EMV chip cards anywhere via your PC, SmartPhone, Tablet, etc.


Connect via Bluetooth or USB

Connects wirelessly via Bluetooth or wired USB to your phone or tablet remotely.  Supports Windows and Android devices. The low energy consumption extends the life of its rechargeable batteries.


Protects You 

Digital identification and authentication architecture that protects merchants and safeguards consumers' personal data.


Exceeds PCI regulations

Leverages strong encryption, secure tokenization, counterfeit detection, tamper recognition, data relevance/integrity and dynamic digital transaction signatures, which together validate and protect the entire transaction and our clients.

Virtual Terminal enables gateway-free, PC-based credit card processing via the Internet and eliminates the need for other costly POS hardware and software, turning your PC into your point of sale terminal. The program is totally functional, easy to use, secure, and 100% PCI compliant.

The Virtual Terminal solution is made for retail, restaurant, mail/phone order or Internet merchants with both real-time and batch payment transaction processing of Visa®, MasterCard®, American Express™, Discover®, Diners®, and JCB®cards. In addition to credit card processing Virtual Terminal, can also handle your ACH transactions and recurring payments.

Features Include:

  •  Customized user-defined fields for capture of non-standard data
  •  2-4 second authorization response times and full text on-screen authorization response data
  •  AVS and CVV2/CVC2/CID processing
  •  ODBC report driver and per-configured reports
  •  Application and transaction password protection
  •  Supports multiple merchant accounts
  •  Assignable user-friendly aliases to terminal ID's
  •  Generate transaction receipts and reports on your Windows printer.

Leverage your existing pc and your current Internet connection into a powerful, feature rich, payments processing terminal.

Ingenico iPP320 for SmartRegister

Ingenico is proven technology that has already been utilizing EMV for several years in Canada.  The iPP 320 is easily connected to our SmartRegister and accepts NFC/contactless payments.  The iPP 320 optimizes countertop store checkout with a fast, secure payment solution.  It enables stores to accept credit/debit card electronic payment transactions and also supports new technologies such as NFC loyalty, couponing, wallets and QR codes.

Click Here for Ingenico iPP 320 information
Ingenico iPP320 Brochure.pdf
Adobe Acrobat document [586.0 KB]

Equinox Apollo CFD - Consumer Facing Stand Alone

With its intuitive user interface, an array of connectivity options and a brilliant full-color touchscreen display, the Apollo CFD represents the new benchmark for enabling current and future services. What’s more, when paired with the merchant-facing Apollo MFD device, the Apollo CFD offers a two-piece solution that supports the upcoming migration of EMV to the U.S. markets.

Click Here for Equinox Apollo CFD information
Equinox Apollo CFD Brochure.pdf
Adobe Acrobat document [842.1 KB]

Equinox Apollo MFD - Merchant Facing Stand Alone

Equinox developed the merchant-facing Apollo MFD device and paired it with our new highly-secure consumer-facing Apollo CFD.   Because no card data passes through the MFD, no extra security hardware or software are required on the device. This means that the Apollo CFD handles all sensitive cardholder data and communications, while the MFD acts as a merchant interface, enabling the Apollo platform to provide merchants with a feature-rich robust consumer-facing solution.

Click Here for Equinox Apollo MFD information
Equinox Apollo MFD Brochure.pdf
Adobe Acrobat document [693.7 KB]

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