Credit Card Processing           

You always have options with us:

1) Traditional processing* where we reduce your credit card processing fees.          SAVINGS GUARANTEED

2) Flat fee program* for $49 per month.  FREE card readers for your cell phones and tablets.   NO RISK GUARANTY

3)  If you are considered a "High Risk" business, we have several LOW, FLAT rate programs with a 50% or more savings potential.

*  NO Application Fee, No Cancellation Fee, No Account Set Up Fee, etc.

                                   Click below for Schedule A example

Click here to view $49/month Schedule A with NO Hidden Fees
1a Schedule A Limitless Mobile Highlight[...]
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$49/Month Processing

It's the same as gas stations where they have a "credit" price and a "cash" price (i.e. Your current price for your product/services).

For example, if you pay $900/month for credit card processing, you will save $851/month ($10,212/year) with us.  It's that simple. 

NO RISK POLICY:  If for any reason this program doesn't work out for you, we will simply put you back on regular processing and lower your previous rates.

Some merchants are already charging a fee (such as 2%, $1.50, etc.), but that is only minimizing costs since they have to pay additional taxes on the extra income.  With us, we eliminate your cost by itemizing the fee thus separating it from your daily deposits so it is not considered taxable income on your business.  

We also save you the cost of employee hours to manually enter the fee on every transaction.  We also help you avoid any possible human/key entry errors because our PROPRIETARY API automatically calculates the fee.  

For example, it may require 2.33%, 3.54%, 6.78%, etc. depending on:

1) The type of card being presented (i.e. Rewards, Commercial, Signature Check, etc.)

2) The way it is being transacted (i.e. Swipe or Key Entered)

3) The amount of the transaction.

This program was validated by Visa/MasterCard on January 27, 2013 and is applicable to all types of retail businesses as well those who would like to accept card payments via traditional terminals, mobile devices or eCommerce. 

High Risk Processing

If your business is categorized as High Risk when it comes to accepting bank cards as a form of payment, there is a good chance we may be able to lower your fees by 50% or more.

SmartRegister - Profit Center Designed for C-Stores/Grocery and Specialty Retailers

Our attention to service and quality has made us an industry leader. C Mart Technologies constantly strives to exceed your expectations by offering innovative digital solutions customized for the C-Store, Grocery and Specialty Retailers.

Stores also make up to 45% from all of the SmartRegister's Apps such as Digital Advertising, Electronic Bill Pay, Wireless Top Ups, Consignment and PINless International Long Distance which adds thousands of dollars in revenue.  Note:  Our Bill Pay provider processes over 25 million transactions worth over $3 billion.

Discover the ease of automating, integrating and managing the entire scope of enterprise components such as sales, inventory, marketing, accounting, employee management and bank card processing with our proven technology.

High Risk Processing



We lower cost of acceptance for High Risk businesses


We believe the technology supporting your business should reflect the needs of your company.


Frequently Asked Questions               Everything you want to know is here


Everyone is talking about it.  What you need to know about chip card technology.

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